:root {
  --navy-950: #061c31;
  --navy-900: #082d4d;
  --navy-800: #0b3e67;
  --navy-700: #15577f;
  --green-800: #315a25;
  --green-700: #426f30;
  --green-100: #eef5e9;
  --gold-500: #f4bd24;
  --gold-400: #ffd04d;
  --gold-100: #fff5cf;
  --ink: #10283a;
  --muted: #5b6b77;
  --line: #dbe4e9;
  --mist: #f4f7f8;
  --white: #ffffff;
  --shadow-sm: 0 12px 35px rgba(6, 28, 49, 0.1);
  --shadow-lg: 0 28px 80px rgba(6, 28, 49, 0.2);
  --radius-sm: 0.65rem;
  --radius-md: 1.1rem;
  --radius-lg: 1.8rem;
  --shell: min(1180px, calc(100% - 2rem));
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 7rem; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, Aptos, "Segoe UI", Arial, sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
body.menu-open { overflow: hidden; }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, textarea, select { font: inherit; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 {
  color: var(--navy-950);
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 650;
  letter-spacing: -0.035em;
  line-height: 1.08;
}
h1 { font-size: clamp(3rem, 6vw, 5.8rem); }
h2 { font-size: clamp(2.25rem, 4vw, 3.75rem); }
h3 { font-size: 1.35rem; }
p { color: var(--muted); }

.shell { width: var(--shell); margin-inline: auto; }
.section { padding: clamp(5rem, 9vw, 8.5rem) 0; }
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.skip-link {
  position: fixed;
  z-index: 1000;
  left: 1rem;
  top: 1rem;
  padding: 0.75rem 1rem;
  border-radius: 0.5rem;
  color: var(--navy-950);
  background: var(--gold-400);
  transform: translateY(-160%);
  transition: transform 0.2s ease;
}
.skip-link:focus { transform: translateY(0); }

.utility-bar { color: #d8e5ec; background: var(--navy-950); font-size: 0.83rem; }
.utility-inner { min-height: 2.4rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.utility-inner p { margin: 0; color: #d8e5ec; }
.utility-links { display: flex; align-items: center; gap: 1.4rem; }
.utility-links a { color: var(--white); }
.utility-links a:hover { color: var(--gold-400); }

.site-header {
  position: sticky;
  z-index: 100;
  top: 0;
  border-bottom: 1px solid rgba(219, 228, 233, 0.8);
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(14px);
}
.nav-shell { min-height: 6rem; display: flex; align-items: center; gap: 1.7rem; }
.brand { position: relative; flex: 0 0 auto; display: flex; align-items: center; gap: 0.45rem; }
.brand img { width: 215px; height: auto; }
.brand span {
  padding: 0.28rem 0.55rem;
  border-radius: 999px;
  color: var(--white);
  background: var(--green-700);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.site-nav { margin-left: auto; display: flex; align-items: center; gap: 1.25rem; }
.site-nav a { position: relative; color: #294253; font-size: 0.92rem; font-weight: 650; }
.site-nav a::after { position: absolute; right: 0; bottom: -0.45rem; left: 0; height: 2px; background: var(--gold-500); content: ""; transform: scaleX(0); transition: transform 0.2s ease; }
.site-nav a:hover::after, .site-nav a:focus-visible::after { transform: scaleX(1); }
.nav-actions { display: flex; align-items: center; gap: 0.65rem; }

.button {
  display: inline-flex;
  min-height: 2.9rem;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  padding: 0.72rem 1.15rem;
  border: 1px solid transparent;
  border-radius: 0.55rem;
  font-size: 0.9rem;
  font-weight: 800;
  line-height: 1.2;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, border-color 0.2s ease;
}
.button:hover { transform: translateY(-2px); }
.button:focus-visible, .site-nav a:focus-visible, summary:focus-visible, .footer-grid a:focus-visible { outline: 3px solid rgba(244, 189, 36, 0.5); outline-offset: 3px; }
.button-large { min-height: 3.5rem; padding: 0.95rem 1.4rem; font-size: 0.98rem; }
.button-gold { color: var(--navy-950); background: var(--gold-500); box-shadow: 0 8px 24px rgba(244, 189, 36, 0.2); }
.button-gold:hover { background: var(--gold-400); box-shadow: 0 12px 28px rgba(244, 189, 36, 0.3); }
.button-ghost { color: var(--navy-900); border-color: var(--line); background: var(--white); }
.button-light { color: var(--navy-950); background: var(--white); }
.button-outline-light { color: var(--white); border-color: rgba(255,255,255,0.45); background: transparent; }
.button-outline-light:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }

.menu-toggle { display: none; width: 2.8rem; height: 2.8rem; margin-left: auto; border: 1px solid var(--line); border-radius: 0.55rem; background: var(--white); }
.menu-toggle span:not(.sr-only) { display: block; width: 1.25rem; height: 2px; margin: 0.25rem auto; background: var(--navy-900); transition: transform 0.2s ease, opacity 0.2s ease; }
.menu-toggle[aria-expanded="true"] span:nth-of-type(2) { transform: translateY(6px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-of-type(3) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-of-type(4) { transform: translateY(-6px) rotate(-45deg); }

.hero { position: relative; overflow: hidden; min-height: 47rem; color: var(--white); background: var(--navy-900); }
.hero::after { position: absolute; inset: auto 0 0; height: 10rem; background: linear-gradient(to top, rgba(6,28,49,0.35), transparent); content: ""; pointer-events: none; }
.hero-glow { position: absolute; width: 34rem; height: 34rem; left: -17rem; top: 5rem; border-radius: 50%; background: rgba(244,189,36,0.12); filter: blur(2px); }
.hero-grid { position: relative; z-index: 2; display: grid; min-height: 47rem; grid-template-columns: 1.05fr 0.95fr; align-items: center; gap: clamp(2rem, 5vw, 5rem); padding-block: 5rem; }
.hero-copy { max-width: 680px; }
.eyebrow { display: flex; align-items: center; gap: 0.65rem; margin-bottom: 1.2rem; color: #d8e8f1; font-size: 0.78rem; font-weight: 850; letter-spacing: 0.13em; text-transform: uppercase; }
.eyebrow span { display: inline-block; width: 2.25rem; height: 2px; background: var(--gold-500); }
.eyebrow.dark { color: var(--green-700); }
.hero h1 { max-width: 740px; margin-bottom: 1.4rem; color: var(--white); }
.hero-lead { max-width: 650px; margin-bottom: 2rem; color: #d7e3ea; font-size: clamp(1.08rem, 1.5vw, 1.25rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.8rem; margin-bottom: 2rem; }
.hero-points { display: flex; flex-wrap: wrap; gap: 0.75rem 1.25rem; margin: 0; padding: 0; list-style: none; color: #e5eef3; font-size: 0.92rem; }
.hero-points li { display: flex; align-items: center; gap: 0.45rem; }
.hero-points span { display: grid; width: 1.35rem; height: 1.35rem; place-items: center; border-radius: 50%; color: var(--navy-950); background: var(--gold-500); font-size: 0.75rem; font-weight: 900; }

.hero-visual { position: relative; min-height: 35rem; }
.hero-image-frame { position: absolute; inset: 0 0 2rem 2rem; overflow: hidden; border-radius: 9rem 1.5rem 1.5rem 1.5rem; box-shadow: var(--shadow-lg); }
.hero-image-frame::after { position: absolute; inset: 0; border: 1px solid rgba(255,255,255,0.18); border-radius: inherit; content: ""; }
.hero-image-frame img { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.hero-card { position: absolute; z-index: 3; display: flex; border: 1px solid rgba(255,255,255,0.55); background: rgba(255,255,255,0.94); box-shadow: var(--shadow-sm); backdrop-filter: blur(12px); }
.hero-card strong { color: var(--navy-900); }
.hero-card span { color: var(--muted); font-size: 0.83rem; }
.hero-card-one { top: 2rem; left: 0; flex-direction: column; padding: 0.9rem 1.15rem; border-radius: 0.8rem; }
.hero-card-one strong { font-family: Georgia, serif; font-size: 1.35rem; }
.hero-card-two { bottom: 0; left: 0; align-items: center; gap: 0.8rem; padding: 0.8rem 1rem; border-radius: 0.9rem; }
.hero-card-two div { display: flex; flex-direction: column; }
.mini-mark { display: grid; width: 2.8rem; height: 2.8rem; place-items: center; border-radius: 50%; color: var(--navy-950) !important; background: var(--gold-500); font-size: 0.75rem !important; font-weight: 900; }

.trust-strip { border-bottom: 1px solid var(--line); background: var(--white); }
.trust-inner { display: flex; min-height: 7rem; align-items: center; gap: 2rem; }
.trust-inner > p { flex: 0 0 auto; margin: 0; color: var(--navy-900); font-size: 0.8rem; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; }
.trust-items { display: grid; width: 100%; grid-template-columns: repeat(4, 1fr); }
.trust-items span { display: flex; min-height: 3rem; align-items: center; justify-content: center; padding: 0.4rem 1rem; border-left: 1px solid var(--line); color: #48606f; font-size: 0.91rem; font-weight: 700; text-align: center; }

.section-heading { margin-bottom: 3.5rem; }
.section-heading h2 { margin-bottom: 0; }
.section-heading > p { max-width: 640px; margin-bottom: 0; font-size: 1.08rem; }
.split-heading { display: grid; grid-template-columns: 1.25fr 0.75fr; align-items: end; gap: 4rem; }
.centred { max-width: 780px; margin-inline: auto; text-align: center; }
.centred .eyebrow { justify-content: center; }
.centred > p { margin: 1.2rem auto 0; }

.advantage { background: var(--mist); }
.advantage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.feature-card { min-height: 16.5rem; padding: 1.8rem; border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--white); transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease; }
.feature-card:hover { border-color: #bdccd5; box-shadow: var(--shadow-sm); transform: translateY(-4px); }
.feature-card-wide { display: grid; grid-column: span 2; grid-template-columns: auto 1fr; gap: 1.2rem; background: linear-gradient(135deg, var(--white), #eef5f7); }
.feature-card-accent { border-color: var(--gold-500); background: var(--gold-100); }
.icon-box { display: grid; width: 3rem; height: 3rem; place-items: center; margin-bottom: 2rem; border-radius: 0.7rem; color: var(--green-700); background: var(--green-100); }
.icon-box svg { width: 1.45rem; height: 1.45rem; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.feature-card h3 { margin-bottom: 0.7rem; }
.feature-card p { margin-bottom: 0; }
.feature-card a { display: inline-block; margin-top: 1.25rem; color: var(--green-700); font-weight: 800; }

.services-section { background: var(--white); }
.service-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.2rem; }
.service-card { position: relative; min-height: 23rem; overflow: hidden; padding: 2.5rem; border: 1px solid var(--line); border-radius: var(--radius-lg); background: #f7fafb; }
.service-card::after { position: absolute; width: 10rem; height: 10rem; right: -5rem; bottom: -5rem; border: 1.4rem solid rgba(244,189,36,0.2); border-radius: 50%; content: ""; }
.service-number { display: block; margin-bottom: 5rem; color: var(--green-700); font-size: 0.78rem; font-weight: 900; letter-spacing: 0.12em; }
.service-card h3 { max-width: 25rem; margin-bottom: 0.8rem; font-size: clamp(1.8rem, 3vw, 2.4rem); }
.service-card p { max-width: 30rem; }
.service-card ul { display: flex; flex-wrap: wrap; gap: 0.5rem; margin: 1.2rem 0 0; padding: 0; list-style: none; }
.service-card li { padding: 0.36rem 0.68rem; border: 1px solid #d7e2e7; border-radius: 999px; color: #4b6270; background: var(--white); font-size: 0.8rem; font-weight: 700; }
.service-card-dark { color: var(--white); border-color: var(--navy-900); background: var(--navy-900); }
.service-card-dark h3, .service-card-dark .service-number { color: var(--white); }
.service-card-dark p { color: #d4e2e9; }
.service-card-dark li { color: #e7eff3; border-color: rgba(255,255,255,0.18); background: rgba(255,255,255,0.08); }
.service-card-image { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 2rem; padding: 0; grid-column: span 2; min-height: 26rem; background: var(--green-800); }
.service-card-image::after { display: none; }
.service-card-image img { width: 100%; height: 100%; object-fit: cover; }
.service-card-image > div { align-self: center; padding: 2.5rem 3rem 2.5rem 0; }
.service-card-image .service-number { margin-bottom: 3rem; color: var(--gold-400); }
.service-card-image h3 { color: var(--white); }
.service-card-image p { color: #e2eddd; }

.workforce-section { color: var(--white); background: var(--navy-950); }
.workforce-layout { display: grid; grid-template-columns: 0.7fr 1.3fr; gap: clamp(3rem, 7vw, 7rem); }
.workforce-intro { position: sticky; top: 9rem; align-self: start; }
.workforce-intro h2 { color: var(--white); }
.workforce-intro > p { color: #c7d8e2; }
.text-link { display: inline-block; margin-top: 1rem; color: var(--green-700); font-weight: 850; }
.light-link { color: var(--gold-400); }
.role-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; overflow: hidden; border: 1px solid rgba(255,255,255,0.15); border-radius: var(--radius-md); background: rgba(255,255,255,0.14); }
.role-grid article { min-height: 14rem; padding: 1.8rem; background: #0a2740; transition: background 0.2s ease; }
.role-grid article:hover { background: #0d3554; }
.role-grid article > span { display: inline-grid; width: 2.9rem; height: 2.9rem; margin-bottom: 2.2rem; place-items: center; border-radius: 50%; color: var(--navy-950); background: var(--gold-500); font-size: 0.76rem; font-weight: 900; letter-spacing: 0.04em; }
.role-grid h3 { margin-bottom: 0.6rem; color: var(--white); }
.role-grid p { margin-bottom: 0; color: #c4d5df; font-size: 0.92rem; }

.process-section { background: var(--white); }
.process-grid { display: grid; grid-template-columns: repeat(4, 1fr); margin: 0; padding: 0; border-top: 1px solid var(--line); list-style: none; }
.process-grid li { position: relative; padding: 2rem 1.6rem 0 0; }
.process-grid li:not(:last-child)::after { position: absolute; width: calc(100% - 4rem); height: 1px; right: -0.5rem; top: 2.55rem; background: var(--line); content: ""; }
.step-number { position: relative; z-index: 2; display: inline-grid; width: 3.2rem; height: 3.2rem; margin-bottom: 2rem; place-items: center; border: 5px solid var(--white); border-radius: 50%; color: var(--navy-950); background: var(--gold-500); font-size: 0.78rem; font-weight: 900; }
.process-grid h3 { margin-bottom: 0.6rem; }

.governance-section { padding-top: 1rem; background: var(--white); }
.governance-card { display: grid; grid-template-columns: 1.05fr 0.95fr; overflow: hidden; border-radius: var(--radius-lg); color: var(--white); background: var(--green-800); box-shadow: var(--shadow-lg); }
.governance-copy { padding: clamp(2.5rem, 5vw, 5rem); }
.governance-copy h2 { color: var(--white); }
.governance-copy > p { color: #e1ebdd; }
.leaders { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; margin-top: 2rem; }
.leaders div { display: flex; flex-direction: column; padding-top: 1rem; border-top: 1px solid rgba(255,255,255,0.25); }
.leaders strong { color: var(--white); }
.leaders span { color: #d3e0ce; font-size: 0.82rem; }
.leader-recognition { margin-top: 1.5rem; padding: 1.25rem 1.35rem; border: 1px solid rgba(255,255,255,0.2); border-radius: var(--radius-sm); background: rgba(255,255,255,0.08); }
.leader-recognition h3 { margin-bottom: 0.5rem; color: var(--gold-400); font-family: Inter, sans-serif; font-size: 0.8rem; letter-spacing: 0.08em; text-transform: uppercase; }
.leader-recognition > p { margin-bottom: 0.9rem; color: #e1ebdd; font-size: 0.9rem; }
.leader-recognition ul { display: grid; gap: 0.85rem; margin: 0; padding: 0; list-style: none; }
.leader-recognition li { display: grid; gap: 0.15rem; }
.leader-recognition li strong { color: var(--white); font-size: 0.86rem; }
.leader-recognition li span { color: #d3e0ce; font-size: 0.8rem; line-height: 1.45; }
.governance-list { display: flex; flex-direction: column; justify-content: center; padding: 2rem clamp(2rem,4vw,4rem); background: #f4f7f1; }
.governance-list > div { display: grid; grid-template-columns: 2.3rem 1fr; gap: 1rem; padding: 1.3rem 0; border-bottom: 1px solid #d5e0d0; }
.governance-list > div:last-child { border-bottom: 0; }
.governance-list span { color: var(--green-700); font-size: 0.72rem; font-weight: 900; letter-spacing: 0.1em; }
.governance-list p { margin: 0; color: #51654a; }
.governance-list strong { display: block; color: var(--navy-950); }

.coverage-section { background: var(--gold-100); }
.coverage-grid { display: grid; grid-template-columns: 0.65fr 1.35fr; align-items: start; gap: clamp(2rem, 6vw, 6rem); }
.coverage-grid h2 { margin-bottom: 1rem; }
.coverage-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.coverage-cards article { min-height: 19rem; padding: 2rem; border: 1px solid rgba(8,45,77,0.12); border-radius: var(--radius-md); background: rgba(255,255,255,0.7); }
.coverage-cards span { display: block; margin-bottom: 4rem; color: var(--green-700); font-size: 0.75rem; font-weight: 900; letter-spacing: 0.11em; text-transform: uppercase; }
.coverage-cards h3 { font-size: 1.7rem; }

.faq-section { background: var(--mist); }
.faq-layout { display: grid; grid-template-columns: 0.65fr 1.35fr; gap: clamp(3rem, 7vw, 7rem); }
.accordion { border-top: 1px solid #cbd8de; }
.accordion details { border-bottom: 1px solid #cbd8de; }
.accordion summary { display: flex; min-height: 5.2rem; align-items: center; justify-content: space-between; gap: 1.5rem; color: var(--navy-950); cursor: pointer; font-family: Georgia, serif; font-size: 1.22rem; font-weight: 700; list-style: none; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary span { flex: 0 0 auto; display: grid; width: 2rem; height: 2rem; place-items: center; border: 1px solid #c4d0d6; border-radius: 50%; font-family: Inter, sans-serif; transition: transform 0.2s ease, background 0.2s ease; }
.accordion details[open] summary span { color: var(--white); border-color: var(--green-700); background: var(--green-700); transform: rotate(45deg); }
.accordion details p { max-width: 720px; padding: 0 3.5rem 1.6rem 0; }

.contact-section { padding: clamp(4rem,7vw,6rem) 0; background: var(--white); }
.contact-card { position: relative; display: grid; grid-template-columns: 1.25fr 0.75fr; align-items: center; gap: 4rem; overflow: hidden; padding: clamp(2.7rem, 6vw, 5.5rem); border-radius: var(--radius-lg); background: var(--navy-900); }
.contact-card::after { position: absolute; width: 18rem; height: 18rem; right: -9rem; bottom: -9rem; border: 2rem solid rgba(244,189,36,0.12); border-radius: 50%; content: ""; }
.contact-card h2 { position: relative; z-index: 2; margin-bottom: 0; color: var(--white); }
.contact-actions { position: relative; z-index: 2; display: flex; flex-direction: column; align-items: stretch; gap: 0.75rem; }
.site-footer { padding: 4.5rem 0 1.5rem; color: #c6d6df; background: var(--navy-950); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 0.8fr 0.8fr 1fr; gap: 3rem; padding-bottom: 3.5rem; }
.footer-brand img { width: 220px; margin-bottom: 0.8rem; border-radius: 0.25rem; }
.footer-brand strong { display: block; color: var(--white); font-family: Georgia, serif; font-size: 1.3rem; }
.footer-brand p { color: #b7cad5; }
.footer-grid h3 { margin-bottom: 1.2rem; color: var(--gold-400); font-family: Inter, sans-serif; font-size: 0.78rem; letter-spacing: 0.11em; text-transform: uppercase; }
.footer-grid a { display: block; width: fit-content; margin-bottom: 0.62rem; color: #d4e0e7; font-size: 0.92rem; }
.footer-grid a:hover { color: var(--gold-400); }
.footer-grid > div:last-child p { color: #9eb3bf; font-size: 0.8rem; }
.footer-bottom { display: flex; align-items: center; justify-content: space-between; gap: 2rem; padding-top: 1.4rem; border-top: 1px solid rgba(255,255,255,0.12); }
.footer-bottom p { margin: 0; color: #91a8b5; font-size: 0.78rem; }
.footer-bottom p:last-child { max-width: 650px; text-align: right; }
.mobile-cta { display: none; }

.legal-hero { padding: 6rem 0 5rem; background: var(--navy-900); }
.legal-hero-inner { max-width: 900px; }
.legal-hero h1 { margin-bottom: 1rem; color: var(--white); font-size: clamp(2.7rem, 6vw, 5rem); }
.legal-hero p { color: #d3e2e9; font-size: 1.15rem; }
.legal-date { color: var(--gold-400); font-size: 0.85rem; font-weight: 800; }
.legal-layout { display: grid; grid-template-columns: 15rem 1fr; align-items: start; gap: 5rem; padding-block: 5rem 8rem; }
.legal-toc { position: sticky; top: 8rem; display: flex; flex-direction: column; padding: 1.4rem; border: 1px solid var(--line); border-radius: var(--radius-sm); background: var(--mist); }
.legal-toc strong { margin-bottom: 0.8rem; color: var(--navy-950); }
.legal-toc a { padding: 0.38rem 0; color: var(--muted); font-size: 0.9rem; }
.legal-toc a:hover { color: var(--green-700); }
.legal-content { max-width: 780px; }
.legal-content section { margin-bottom: 3.4rem; }
.legal-content h2 { padding-bottom: 0.8rem; border-bottom: 1px solid var(--line); font-size: 2rem; }
.legal-content li { margin-bottom: 0.45rem; color: var(--muted); }
.legal-content a { color: var(--green-700); font-weight: 800; text-decoration: underline; }
.legal-note { margin-top: 1.5rem; padding: 1.2rem 1.3rem; border-left: 4px solid var(--gold-500); border-radius: 0 var(--radius-sm) var(--radius-sm) 0; color: #475f3f; background: var(--gold-100); }
.legal-note strong { display: block; color: var(--navy-950); }
.compact-footer { padding-top: 1.5rem; }
.compact-footer .footer-bottom a { color: var(--gold-400); font-size: 0.85rem; }

@media (max-width: 1100px) {
  .site-nav { gap: 0.85rem; }
  .site-nav a { font-size: 0.85rem; }
  .brand img { width: 185px; }
  .nav-actions .button-ghost { display: none; }
}

@media (max-width: 900px) {
  html { scroll-padding-top: 5rem; }
  body { padding-bottom: 3.7rem; }
  .utility-bar { display: none; }
  .nav-shell { min-height: 5rem; }
  .brand img { width: 175px; }
  .menu-toggle { display: block; }
  .site-nav {
    position: fixed;
    inset: 5rem 0 auto;
    display: flex;
    max-height: calc(100vh - 5rem);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    overflow: auto;
    padding: 1rem;
    border-top: 1px solid var(--line);
    background: var(--white);
    box-shadow: var(--shadow-lg);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-0.75rem);
    transition: opacity 0.2s ease, transform 0.2s ease;
  }
  .site-nav[data-open="true"] { opacity: 1; pointer-events: auto; transform: translateY(0); }
  .site-nav a { padding: 0.9rem 0.5rem; border-bottom: 1px solid var(--line); font-size: 1rem; }
  .nav-actions { margin-left: auto; }
  .nav-actions .button-gold { display: none; }
  .hero, .hero-grid { min-height: auto; }
  .hero-grid { grid-template-columns: 1fr; padding-block: 4.5rem 5.5rem; }
  .hero-copy { max-width: 720px; }
  .hero-visual { min-height: 31rem; }
  .hero-image-frame { inset: 0 1rem 2rem; }
  .trust-inner { flex-direction: column; align-items: flex-start; padding-block: 1.8rem; }
  .trust-items { grid-template-columns: repeat(2, 1fr); }
  .trust-items span { border: 0; border-top: 1px solid var(--line); }
  .split-heading, .workforce-layout, .coverage-grid, .faq-layout, .contact-card { grid-template-columns: 1fr; gap: 2rem; }
  .advantage-grid { grid-template-columns: repeat(2, 1fr); }
  .feature-card-wide { grid-column: span 2; }
  .workforce-intro { position: static; max-width: 700px; }
  .process-grid { grid-template-columns: repeat(2, 1fr); gap: 2rem 0; }
  .process-grid li:nth-child(2)::after { display: none; }
  .governance-card { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .legal-layout { grid-template-columns: 1fr; gap: 2rem; }
  .legal-toc { position: static; }
  .mobile-cta { position: fixed; z-index: 99; right: 0; bottom: 0; left: 0; display: grid; grid-template-columns: 0.8fr 1.2fr; min-height: 3.7rem; box-shadow: 0 -5px 25px rgba(6,28,49,0.15); }
  .mobile-cta a { display: grid; place-items: center; color: var(--navy-950); background: var(--white); font-size: 0.9rem; font-weight: 850; }
  .mobile-cta a:last-child { background: var(--gold-500); }
}

@media (max-width: 640px) {
  :root { --shell: min(100% - 1.2rem, 1180px); }
  h1 { font-size: clamp(2.75rem, 14vw, 4rem); }
  h2 { font-size: clamp(2.05rem, 10vw, 2.8rem); }
  .section { padding: 4.6rem 0; }
  .brand img { width: 145px; }
  .brand span { padding: 0.22rem 0.42rem; font-size: 0.61rem; }
  .hero-grid { padding-top: 3.6rem; }
  .hero-actions { flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .hero-points { flex-direction: column; }
  .hero-visual { min-height: 25rem; }
  .hero-image-frame { inset: 0 0.4rem 1.2rem; border-radius: 5rem 1.2rem 1.2rem 1.2rem; }
  .hero-card-one { top: 1rem; left: 0.4rem; }
  .hero-card-two { left: 0; max-width: 15rem; }
  .trust-items, .advantage-grid, .service-grid, .role-grid, .coverage-cards, .leaders, .footer-grid { grid-template-columns: 1fr; }
  .trust-items span { justify-content: flex-start; text-align: left; }
  .feature-card-wide { grid-column: span 1; grid-template-columns: 1fr; }
  .service-card { min-height: auto; padding: 1.8rem; }
  .service-number { margin-bottom: 3rem; }
  .service-card-image { grid-column: span 1; grid-template-columns: 1fr; }
  .service-card-image img { height: 16rem; }
  .service-card-image > div { padding: 0 1.8rem 2rem; }
  .role-grid article { min-height: auto; }
  .process-grid { grid-template-columns: 1fr; }
  .process-grid li::after { display: none; }
  .governance-copy, .governance-list { padding: 2rem 1.5rem; }
  .contact-card { padding: 2.2rem 1.4rem; }
  .footer-grid { gap: 2rem; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .footer-bottom p:last-child { text-align: left; }
  .legal-hero { padding: 4rem 0 3.5rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; }
}